Terms and Conditions

Last Updated: June 27, 2025

Effective Date: June 2, 2025

Acceptance of Terms

By accessing our investment education services and portfolio management courses, you agree to be bound by these terms and conditions.

By using our service, you acknowledge that you have read, understood, and agree to these terms.

Definitions

For the purposes of these terms:

  • Service: Refers to our investment education platform, courses, and related materials
  • User: Any individual accessing our investment education services
  • Content: All educational materials, courses, and resources provided through our platform
  • Account: Your personal access to our investment education platform

Use of Service

Our investment education service is provided subject to the following conditions:

Permitted Use

  • Access course materials for personal investment education
  • Participate in webinars and educational events
  • Use provided templates and resources for personal portfolio management

Prohibited Use

  • Sharing course materials with unauthorized individuals
  • Using our content for commercial purposes without permission
  • Attempting to reverse engineer or copy our educational platform
  • Providing false information during registration

User Accounts

To access our investment education courses, you must create an account. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized access

Intellectual Property

All course content, materials, and educational resources are protected by copyright and other intellectual property laws.

All rights reserved to Jalyvoragroup and its licensors.

Payment Terms

Payment terms for our investment education courses:

  • • Course fees range from €250 to €500 depending on the selected program
  • • All payments are processed securely through our payment partners
  • • Refunds are available within 30 days of purchase with valid reason
  • • VAT will be added to all South African purchases as required by law

Limitation of Liability

Our investment education is provided for informational purposes only. We are not responsible for investment decisions made based on our course content.

Results may vary and past performance does not guarantee future results. Consult with qualified financial advisors before making investment decisions.

Indemnification

You agree to indemnify and hold harmless Jalyvoragroup from any claims arising from your use of our investment education services or violation of these terms.

Termination

We reserve the right to terminate or suspend your account if you violate these terms.

We may terminate access immediately without notice for serious violations

Upon termination, your right to access course materials ceases

Governing Law

These terms are governed by the laws of South Africa. Any disputes will be resolved in South African courts.

Changes to Terms

We may update these terms at any time. Material changes will be communicated to users via email.

Continued use of our service after changes constitutes acceptance of new terms

Contact Information

For questions about these terms or our investment education services:

Legal Name: Jalyvoragroup

Email:: [email protected]

Address:: 45 Sandton Drive, Sandton, Johannesburg, 2196, South Africa

Phone:: +27 82 410 0765

By using our investment education platform, you acknowledge that you have read and understood these terms and conditions.